Sunday, January 25, 2009
So much on my mind
I have debated talking about this on my blog for a bit now because it is very personal. My finances..........
I have decided to go ahead and talk about it. Without giving a little more info than I am comfortable with it is hard to explain the changes my family and I are coming into. It is SCARY! I have been very fortunate for a long time to make a pretty significant amount of money. The economy has not hit us hard at all compared to others. Now it has impacted everything about my finances.
I will tell you that in the year of 2008' my pay dropped by $118,000.00! That is ALOT of money when you are used to getting that much extra. So we have just sort of went with the flow, stopped spending as much, and cut back as needed.
My check for Febuary is the lowest it has been since April of 2000. It is over half less than the normal take home amount I am used to. So again, I am LUCKY to make the money I do period and have an income coming in. But when you live life a certain way and your bills accomodate the money you expect to make then you take such huge hits it is very hard to make ends meet!
Then it seems that every time I turn around there is another unexpected expense. Like the car accident, doctor's, my truck breaking down left and right, an unexpected bill, ect. I feel like I am drowning and can't find the floatie............
We WILL be ok I know that, but like I said this is all life changing to me and I am going to have to reevalute my priorities. I told you that we recently moved into a house that we really wanted because of the layout. Well the city we live in is a upper class, very expensive city to live in. Our house payment is VERY high and moving again is looking like it may have to happen. We may have to move to a city a little more out of the cities that will be cheaper and able to be paid when I have a bad month.
When I start thinking about it all, I honestly feel like my head is going to explode. My mind races all over the place and I worry. I cannot help it, that is who I am! I take care of everything and everyone in my house so I feel alot of weight lies on my shoulders and it stresses me out beyond belief to think about!
Ok enough about that!
I got my truck back after 2 weeks. They did not total it out. Now I just hope that it doesn't have anymore problems for awhile!
I got hit by a train with the flu bug last week! I had been busy all day, sat down at my computer around 4 and within a half hour I told my hubby I needed to go lay down. I stayed in bed for 2 days. I was ill! Thank god it only lasted 2 days. My hubby has been in bed all day today I think with the same thing. He started getting really achy, cold, ect late last night.
I have so much more in my head and heart that I could write about, but for some reason I find it hard to do here on blogger. I wasn't even making tags for a bit and have just started making them again. I haven't felt creative I guess. I seem to go in spurts. One day I will make 4 or 5 tags then I won't again for another week.
I have said more than once I truly do not NEED a ton of comments, but it feels a little strange to know that almost 50 people follow my blog and only on average 5 people comment. I just wonder what the point is of putting my heart out there for some to read to never say boo to me?!? I knowI am not the only one here feeling this way.
Well I am off to vacuum and do some laundry. It is below zero again here in MN and frigid outside!!! I hope everyone is staying warm and having a great weekend...........
tanyan ihduha! (Take care!) in Dakota ;)
Love and Hugs, Robyn